Privacy Policy

Last updated: October 26, 2026

Carnation Consulting (“we”, “us”) respects your privacy. This policy explains what personal information we collect through carnationfin.ca, how we use it, and your choices. We handle personal information in line with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws.

Information we collect

  • Information you give us: your name, email, phone number, the program or service you’re interested in, and anything you include in a message or booking request.
  • Client information: if you become a client, the financial and payroll records needed to provide bookkeeping services, such as bank statements, receipts, care-provider and employee payroll details, and funding reports.
  • Website usage data: basic analytics such as pages visited, device and browser type, collected through cookies and similar tools (for example, Google Analytics).

How we use it

  • To respond to enquiries and schedule consultations
  • To provide, invoice and improve our bookkeeping and consulting services
  • To prepare reports you ask us to submit to funders such as Ontario Health atHome, BC health authorities, CLBC or Passport agencies
  • To meet legal, tax and professional obligations

We do not sell your personal information.

Sharing

We share information only with your consent, with funders or government agencies when required to deliver the service you asked for, with service providers who help us run our business (for example, accounting software, secure file storage, email and website hosting) under confidentiality obligations, or when required by law.

Chat and messaging

If you contact us through WhatsApp or live chat, those services process your messages under their own privacy policies. Please avoid sending sensitive financial details through chat.

Storage and security

We use reasonable administrative, technical and physical safeguards to protect personal information. Some service providers may store data outside Canada, where it may be subject to local laws. We keep records only as long as needed for the purposes above and to meet legal and professional record-keeping requirements.

Your choices and rights

You may ask to access or correct your personal information, or withdraw consent to non-essential uses, by contacting us. You can control cookies through your browser settings.

Contact us

Carnation Consulting
Bradford West Gwillimbury, Ontario
Email: info@carnationfin.ca
Phone: (647) 890-0899

If you are not satisfied with our response, you may contact the Office of the Privacy Commissioner of Canada.